Hello, let's start your quote.
Who would you like to insure?
Next, your details
{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}Your personal details
{{/ifnot}}Unfortunately we are unable to provide cover for {{NameHint}} if they have been declared, or freeze marked as 'loss of use'.
If you are unsure if they have or not or have a question regarding this, please contact us.
Based on your horse's age, this quote will be for our Mature Horse policy.
Our Mature Horse Policy covers horses over the age of 20 years and is a Time Limited policy that covers your horse in the event of accidental injury.
This means each new accidental injury is covered for 12 months – as long as you renew your policy.
We’ll provide cover for each new accidental injury up to £2000. There is an excess of £125 for every new condition, which is payable each policy year.
We are unable to provide cover for pre-existing conditions.
We consider a condition to be pre-existing if {{NameHint}} showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not. We can cover for any pre-existing conditions which have been treatment and symptom free for more than 2 years.
If your horse is a cross breed, please choose the most prominent breed. If your breed is not in the list please call us on 0344 557 0300 as we may still be able to insure your horse.
This is your horse's current height. If your horse grows, please get in touch with us to update this information each year.
Colts will need to be gelded (castrated) by the age of 3 as we do not provide cover for stallions. If you do purchase a policy for a colt, you'll need to notify us when your horse is gelded
If you are unsure, please add your best guess.
Choose the amount of cover you would like
Our Standard Horse Policy is a Time Limited policy. This means each new condition is covered for 12 months – as long as you renew your policy.
Our Mature Horse Policy covers horses over the age of 20 years and is a Time Limited policy that covers your horse in the event of accidental injury.
This means each new accidental injury is covered for 12 months – as long as you renew your policy.
We’ll provide cover for each new accidental injury up to £2000. There is an excess of £125 for every new condition, which is payable each policy year.
Along with hacking, we’ll cover you if your horse develops a condition that means they’re permanently, physically unable to do the activity chosen.
This only covers riders aged 18 to 75. We'll cover riders aged 5-18 if they are a member of your immediate family. Riders over 65 will need to provide a certificate from their doctor to confirm they are fit to ride.
Next, your details
{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}Your personal details
{{/ifnot}}Unfortunately our rider policy only covers those who are riding horses they do not own or have on loan.
If you own or have a horse on loan, you can get rider cover for yourself when you take out our Horse Insurance cover.
Along with providing cover for riders and the cost of vet fees our horse insurance cover also allows you to add other extra benefits.
Unfortunately, we are unable to provide cover for pre-existing conditions.
If the person to be covered by the rider policy has a pre-existing condition you’ll still be able to take out rider insurance with us, however we will not cover treatment for this or any related condition. Any pre-existing conditions will be excluded from your policy.
Young rider's details
Next, your details
{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}Your personal details
{{/ifnot}}Now, let’s find the right cover for {{SelectedPet().Name}} Thank you for choosing our {{SelectedPolicy().CoverLevel()}} policy
Answering the next questions will help you decide the level of cover you may need and what you can afford.
Please carefully review the below questions to ensure you've chosen the correct policy to meet your needs. Should you change the answers below, different levels of cover will be displayed.
Please note that pre-existing conditions aren’t covered, unless they have been treatment and symptom free for more than 2 years.
We consider a condition to be pre-existing if your pet showed any signs or symptoms of it before your cover start date, whether they needed treatment previously or not.
Pre-existing conditions are excluded from all types of cover, unless they have been symptom and treatment free for more than 2 years.
Select the minimum amount of cover you would like per condition.
Select the amount you would like to cover all claims each year.
You've chosen a Accident Only policy for {{Name}}
You've chosen {{IDDAnnualPolicyLimit() === 'true' ? 'an' : 'a'}} {{CoverLevel}} policy for {{Name}}
This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.
This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. It offers cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.
{{Name}}'s insurance and accident history
If you have a rescue {{Animal}} and don’t know their history, answer No for the questions below.
- had a legal claim made against them?
- attacked, bitten or been aggressive towards someone?
- shown any aggressive tendencies?
We may remove or restrict Public Liability cover as a result of a change in {{Name}}'s temperament.
Quote for {{AgeCategory}} Horse cover
{{#with SelectedPolicy}}{{monthlyPremium}} | ||
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Cover chosen | Excess | |
{{question}} | {{coverChosen}} | {{excess}} |
You can add up to 4 more riders.
- Riders must be under the age of 75 years
- Any riders aged between 5 and 18 years old must be immediate family.
- Those over 65 will need to provide a certificate from their doctor to confirm they are fit to ride.
Quote for {{CoverLevel}} Rider cover
{{#with SelectedPolicy}}{{monthlyPremium}} | ||
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{{annualPremium}} | ||
Cover chosen | Excess | |
{{question}} | {{coverChosen}} | {{excess}} |
* Please refer to the Policy Booklet for more information on this benefit.
Insurance and accident history
Insurance and accident history
Documents you must read before you purchase the product
Review your policy
{{#if Policies().length == 1}}What this policy covers.
This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.
This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. It offers cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.
You've chosen a {{CoverLevel()}} Rider policy.
The product covers the named Young Rider to ride horses that they or the Policyholder do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse they are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse being ridden.
This product meets the demands and needs of someone aged between the ages of 18 and 75 who wants cover to ride horses that they do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse you are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse you are riding.
You've chosen a {{AgeCategory()}} Horse policy.
This product meets the demands and needs of someone looking for cover towards vet fees for treating accidents, illnesses and conditions for their horse. Your horse will be covered for 12 months after the condition is first noticed by yourself or your vet, so this could mean when symptoms first arose or when an accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone looking for cover towards vet fees to treat accidental injuries for their horse once it is over 20 years of age. It doesn’t cover any illnesses or diseases they might have. Your horse will be covered for 12 months from the date the accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.
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What this policy covers.
This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.
This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. It offers cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.
You've chosen a {{CoverLevel()}} Rider policy.
The product covers the named Young Rider to ride horses that they or the Policyholder do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse they are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse being ridden.
This product meets the demands and needs of someone aged between the ages of 18 and 75 who wants cover to ride horses that they do not own or have on loan. It provides cover for accidents which happen while riding as well as cover if the horse you are riding injures someone or is injured or dies. Emergency vet fees are also covered straight after the accident for the horse you are riding.
You've chosen a {{AgeCategory()}} Horse policy.
This product meets the demands and needs of someone looking for cover towards vet fees for treating accidents, illnesses and conditions for their horse. Your horse will be covered for 12 months after the condition is first noticed by yourself or your vet, so this could mean when symptoms first arose or when an accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone looking for cover towards vet fees to treat accidental injuries for their horse once it is over 20 years of age. It doesn’t cover any illnesses or diseases they might have. Your horse will be covered for 12 months from the date the accident happened. This product is for someone who owns a horse and looks after it for more than 50% of the time. There are a range of optional benefits that you can choose to add to your policy to provide additional cover. Please review the details on this schedule carefully to ensure that this policy meets your demands and needs.
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{{/if}} {{PostCode}}
Your Payment
£{{TotalMonthlyPremium | decimal}}
Switch to 1 x annual payment of £{{TotalAnnualPremium | decimal}}
{{/if}} {{#if PaymentFrequency() == 'Annually'}}£{{TotalAnnualPremium | decimal}}
Switch to 12 x monthly payments of £{{TotalMonthlyPremium | decimal}}
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How can we keep you updated?
We’d like to share pet advice, veterinary support from Joii Pet Care, our charity updates, news and promotions connected to pet health.
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Review your policy details
You've chosen an Accident Only policy for {{Name}}
You've chosen {{IDDAnnualPolicyLimit() === 'true' ? 'an' : 'a'}} {{CoverLevel}} policy for {{Name}}
This product meets the demands and needs of someone wanting help paying vet bills for injuries caused by accidents only. If one accident causes multiple injuries, we don’t pay a separate vet fee limit for each injury, we pay it once for all the injuries linked to that accident. You won’t be covered for any illnesses even as a result of an accident and there are no additional benefits to this product. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for accidents and short-term illnesses, but not for ongoing treatment lasting more than 12 months. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Time Limited pet insurance policies offer cover for accidents, illnesses and conditions which start after the policy begins. Your pet will be covered for 12 months from the date that the condition is first noticed by you or your vet. The annual limit in your schedule is the most we’ll pay in total each year for all conditions. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs. Please make sure that you have read the sections providing information on excess payments so that you know what you will have to pay towards any claim, as well as the section on exclusions to see whether there are any illnesses or conditions that are not covered.
This product meets the demands and needs of someone wanting help paying vet bills for treatment until the condition limit is used for that accident, illness or condition. This product may not provide full coverage against vet fees but is likely to provide a contribution towards the cost of a claim. Our Max Benefit pet insurance policies offer cover for accidents, illnesses and conditions. Your product does not have an annual limit, which means you can claim for an unlimited number of different conditions or injuries in the same year. Instead, your product offers a per condition limit, which means you have a set amount to spend on each injury, illness or condition. Please review the details on your schedule carefully to ensure that this policy meets your demands and needs.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual policy limit is reached. It offers cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual limit which refreshes upon annual renewal.
This product meets the demands and needs of someone wanting help paying vet bills for long-term and short-term treatment until the annual condition limit is used for that accident, illness or condition each year. Our Lifetime pet insurance policies offer cover for accidents, illnesses and conditions and could provide ongoing cover for these as long as you continue to renew your policy. This Lifetime product has an annual condition limit which refreshes upon annual renewal.
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{{/if}} {{#if Line3}}{{Line3}}
{{/if}} {{#if Line4}}{{Line4}}
{{/if}} {{PostCode}}