0344 557 0300

Hello, who would you like to insure?

{{#foreach: RiskTypes }} {{/foreach}}

Your information will be used to provide you with a quotation. When answering any question, it is important to answer the question to the best of your knowledge as any incorrect information could result in a claim not being paid or may affect the cover we provide. Any false or inaccurate information you provide may be recorded.

{{#if $parent.RiskType() === "dog" }}
Crossbreed: a dog with parents from two different breeds.
Mixed breed: a mongrel or a dog with parents from three or more breeds.
{{/if}}
{{#if $parent.RiskType() === "dog" }}
{{/if}} {{#if $parent.RiskType() === "cat" }}
{{/if}}
{{#if BreedType() === 'mongrel'}}
{{/if}}
{{#if HasPurchasePrice() === "true"}}
{{/if}} {{#if PurchasePrice() > 6000}}

Please note, you will only be insured up to the maximum level as shown in your policy wording.

{{/if}}
 
{{#if PurchaseType() == 'Purchased'}}
{{/if}}

{{NameHint}}'s cover

{{#if PersonalAccidentCover() == "1"}}

Please note: Personal Accident & Dental Cover covers riders aged 18 to 75.

{{/if}}
{{#if AmEditingRiskType() && !SelectedRider()}}

Next, your details

{{/if}} {{#ifnot AmEditingRiskType() && !SelectedRider()}}

Your details

{{/ifnot}}
This policy provides cover for you when riding a horse, which you do not own or have on loan, and provides cover for Personal Accident, Third Party Liability and Custodial Liability plus Emergency Veterinary Fees for the horse you are riding.
Young Rider
£ {{GetMonthlyPremiumFor('Young') | decimal}}
/month
5 to 17 years old
£1.00m
£5,000
£1,500 (£50 excess)
£1,000 (£100 excess)
£2,500
Standard
£ {{GetMonthlyPremiumFor('Standard') | decimal}}
/month
18 to 75 years old
£1.00m
£10,000
£1,000 (£50 excess)
£1,000 (£100 excess)
£2,000 (£50 excess)
Super
£ {{GetMonthlyPremiumFor('Super') | decimal}}
/month
18 to 75 years old
£1.00m
£20,000
£1,500 (£50 excess)
£1,000 (£100 excess)
£2,000 (£50 excess)

Standard and Super Rider cover applies to you as the named person completing this online application.

Young rider's details

{{#if (SelectedPolicy() && SelectedPolicy().IsSaved()) || Policies().length > 1 || !AmEditingRiskType()}} {{/if}}

Please see our privacy policy for details on how we will process and store your data.

Choose a policy for {{SelectedPet().Name}}

{{#if SelectedPet}}
from
£{{SelectedPet().GetMinimumPremiumFor('Accident Only') | decimal}}/month
  • Covers vet fees for accidents
  • Does not cover illnesses, diseases or have any other benefits
  • Covers £2,500 per accident per year
  • A lifetime limit of £15,000 per accident
from
£{{SelectedPet().GetMinimumPremiumFor('Time Limited') | decimal}}/month
  • Cover for accidents, illnesses and conditions for 365 days or until the condition limit is reached
  • There is also an annual combined payout limit – once reached, cover stops for all claims until the next policy year
  • Upon renewing the policy, cover for eligible conditions continues
from
£{{SelectedPet().GetMinimumPremiumFor('Max Benefit') | decimal}}/month
  • Cover for accidents, illnesses and conditions up to the specified cover limit, while the policy is active
  • When a condition’s claim limit is reached, you will not be able to claim for that condition again
from
£{{SelectedPet().GetMinimumPremiumFor('Lifetime') | decimal}}/month
  • Our most comprehensive pet insurance
  • Offers continuous cover against accidents and illnesses while the policy is active
  • Each condition has an annual limit, refreshed when you renew the policy
  • As with other policies, pre-existing conditions may no longer be covered if you change provider
What is Accident Only?
  • Covers vet fees for accidents
  • Does not cover illnesses, diseases or have any other benefits
  • Covers £2,500 per accident per year
  • A lifetime limit of £15,000 per accident
What is Time Limited?
  • Cover for accidents, illnesses and conditions for 365 days or until the condition limit is reached
  • There is also an annual combined payout limit – once reached, cover stops for all claims until the next policy year
  • Upon renewing the policy, cover for eligible conditions continues
What is Max Benefit?
  • Cover for accidents, illnesses and conditions up to the specified cover limit, while the policy is active
  • When a condition’s claim limit is reached, you will not be able to claim for that condition again
What is Lifetime?
  • Our most comprehensive pet insurance
  • Offers continuous cover against accidents and illnesses while the policy is active
  • Each condition has an annual limit, refreshed when you renew the policy
  • As with other policies, pre-existing conditions may no longer be covered if you change provider

Pet insurance premiums increase as your pet gets older, as the chance of your pet getting ill increases.

When {{SelectedPet().NameHint}} reaches {{SelectedPet().CoPaymentAge}}, a co‑payment will become payable. This co‑payment is a fixed percentage of the claim for which you are liable. This will be deducted from your overall annual policy limits.

As {{SelectedPet().NameHint}} is over {{SelectedPet().CoPaymentAge}}, a co‑payment is payable. This co‑payment is a fixed percentage of the claim for which you are liable. This will be deducted from your overall annual policy limits.

* Moneyfacts 5 star rating for Prestige

{{/if}}
{{#if RiskType() == 'cat' || RiskType() == 'dog'}}

Declaration questions for {{Name}}

When answering a question, it is important to answer the questions correctly. Any error or false information could result in a claim not being paid. Any false or inaccurate information you provide may be recorded.

We've made the following assumptions

Please note your policy will exclude any pre-existing conditions for {{NameHint}}.
You're a UK resident and the owner and keeper of {{NameHint}} and that {{Sex() == 'Male' ? 'he' : 'she'}} lives at your UK address.
You agree to keep us informed of any changes that could affect the policy.
{{NameHint}} does not fall within our excluded breeds list as set out in the policy wording and that {{Sex() == 'Male' ? 'he' : 'she'}} is not a working dog, used for hunting/shooting or in any trade or business, {{NameHint}} will also not be used for breeding, whether for monetary gain or not.
If these statements are not correct and you purchase cover it could result in a claim not being paid or may affect the cover we provide for your pet. If you have any concerns please call us on: 0344 557 0300.

Information about your policy

{{#if CoPaymentAge() > YearsOld()}}
When {{NameHint}} reaches {{CoPaymentAge}}, a co-payment will become payable. This co-payment is a fixed percentage of the claim for which you are liable. This will be deducted from your overall annual policy limits.
{{/if}} {{#if CoPaymentAge() <= YearsOld()}}
As {{NameHint}} is over {{CoPaymentAge}}, a co-payment is payable. This co-payment is a fixed percentage of the claim for which you are liable. This will be deducted from your overall annual policy limits.
{{/if}} {{#if IsLifetimeCover()}}
If you switch insurance providers, it may result in pre-existing conditions being excluded from your new policy.
{{/if}}
Depending on the policy you have selected, there is a 14 day waiting period for illness and 5 days for accident. If you are changing your insurance, consider overlapping old and new policies to cover these periods.
{{/if}} {{#if RiskType() == 'horse'}}

Declaration questions for {{Name}}

We've made the following assumptions

You accept that we shall not provide cover for any illness, injury, symptoms or conditions that are pre-existing at the date you take out your policy with us or which exist at the time you take out the policy or any matters related to them.
You accept that we reserve the right to apply an exclusion to your policy in respect of any illnesses, injuries, symptoms or conditions that we subsequently learn were pre-existing or existing at the time you took out your policy as is defined in the Policy Terms.
You are a United Kingdom resident. You are the owner and keeper of the horse or pony you are insuring with us which is kept in the United Kingdom at the address you have provided.
You agree to keep us informed of any changes that could affect the policy.
You must ensure that the information you provide and the assumptions we have made about you and your horse or pony below are correct. They will form part of the insurance contract between you and the underwriters. Wrong information could render your policy invalid and/or unenforceable in all or in part. If you are unsure about the information to give us or if you consider any of our assumptions below to be incorrect then please call us on 0344 557 0300 and we shall be happy to help you.

In addition to the above you will also be bound by the express Policy Terms and Conditions which we have asked you to read and accept before proceeding to take out cover.

Information about your policy

Depending on the policy you have selected, there is a 14 day waiting period for illness and 5 days for accident. If you are changing your insurance, consider overlapping old and new policies to cover these periods.
{{/if}} {{#if RiskType() == 'rider'}}

Declaration questions

We've made the following assumptions

You accept that we shall not provide cover for any illness, symptoms or conditions that are pre-existing at the date you take our your policy with us or which exist at the time you take out the policy matters related to them.
You accept that we reserve the right to apply an exclusion to your policy in respect of any illnesses, injuries, symptoms or conditions that we subsequently learn were pre-existing or existing at the time you took out your policy with us as is defined in the Policy Terms.
You accept that we reserve the right to apply an exclusion to your policy in respect of any injuries the horse you are riding may have suffered from any accidents that occurred before the commencement date.
You're a UK resident.
You agree to keep us informed of any changes that could affect the policy.
Important Notice: The terms of cover we will offer you are based on assumptions we have made about you and the young rider. It is essential you read these assumptions and if they are wrong you must telephone us on 0344 557 0300
{{/if}}
Read our Privacy Policy
General Terms of Business
Read our Policy Wording
{{#if RiskType() == 'horse' || RiskType() == 'rider' || CurrentStage() === 'aggregator-section'}}
IPID - (Insurance Product Information Document)
{{/if}}
  • You have accepted the assumptions
  • You have read our Privacy Policy, Policy Wording and General Terms of Business

Review your policy details

{{#if Policies().length == 1}}
£{{MonthlyPremium | decimal}}/month
£{{AnnualPremium | decimal}}/annual
{{Name}}
{{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}
{{#if PolicyType() != 'rider'}}
{{AgeInYearsAndMonths}}
{{Breed}}
{{#if PolicyType() != 'horse'}}
£99
{{#if CoPayment}}
{{CoPayment}}
{{/if}} {{/if}} {{/if}}
{{InceptionDt}}
Change Policy Edit Details
My details
{{FullName}}
{{EmailAddress}}
{{DaytimeTelNo}}
{{#if Line1}}{{Line1}}
{{/if}} {{#if Line2}}{{Line2}}
{{/if}} {{#if Line3}}{{Line3}}
{{/if}} {{#if Line4}}{{Line4}}
{{/if}} {{PostCode}}
Edit
{{/if}} {{#if Policies().length > 1}} {{#foreach SortedPolicies}}
{{(PolicyType() == 'rider' ? RiderFirstName() : Name())}}: £{{MonthlyPremium | decimal}}/month
{{Name}}
{{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}
{{#if PolicyType() != 'rider'}}
{{AgeInYearsAndMonths}}
{{Breed}}
{{#if PolicyType() != 'horse'}}
£99
{{#if CoPayment}}
{{CoPayment}}
{{/if}} {{/if}} {{/if}}
{{InceptionDt}}
Delete
{{/foreach}}
My details
{{FullName}}
{{EmailAddress}}
{{DaytimeTelNo}}
{{#if Line1}}{{Line1}}
{{/if}} {{#if Line2}}{{Line2}}
{{/if}} {{#if Line3}}{{Line3}}
{{/if}} {{#if Line4}}{{Line4}}
{{/if}} {{PostCode}}
Edit
{{/if}}

Communication preferences

{{#if hasRiderPolicy()}}
Please note:

All premiums include standard rate insurance premium tax at {{getQuoteIpt()}}%.

Depending on the policy you have selected there may be a waiting period in regards to accidents and illnesses. For more information, please refer to your Policy Schedule.

{{/if}}
{{#with PolicyToUpsell}}
Have you considered cover for life?

Lifetime policies will provide {{NameHint}} with continuous cover against ongoing conditions.

{{/with}}

Your Payment

{{#foreach SortedPolicies}}
{{/foreach}}
{{#if PaymentFrequency() == 'Monthly'}}
12 x monthly payments of

£{{TotalMonthlyPremium | decimal}}

includes {{getQuoteIpt()}}% insurance premium tax

Switch to 1 x annual payment of £{{TotalAnnualPremium | decimal}}

{{/if}} {{#if PaymentFrequency() == 'Annually'}}
1 x annual payment of

£{{TotalAnnualPremium | decimal}}

includes {{getQuoteIpt()}}% insurance premium tax

Switch to 12 x monthly payments of £{{TotalMonthlyPremium | decimal}}

{{/if}}
{{#if PaymentFrequency() == 'Monthly'}}

First Payment

We will not collect a payment today as we need to set up your direct debit before we collect the first payment. Please refer to your policy documents for confirmation of your first payment date, as it may result in two payments being collected in the same month.

Direct Debit Guarantee

Please pay Animal Friends Insurance Services Ltd Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Animal Friends Insurance Services Ltd and if so, details will be passed electronically to my Bank/Building Society.

{{/if}}

Cancellation Rights

You have a right to cancel up to 14 days learn more

{{#if hasHorsePolicy()}}

Vetting Requirements

Please note the minimum vetting requirements we need are listed below, and ensure you have checked which veterinary certificate applies to your application. The vetting certificate must be valid and no older than 30 days. If we do not receive the original vetting certificate within the first 14 days of the policy being taken out, then your insurance policy will be cancelled.

A BVA mortality certificate for:

All foals aged between 30 days to 1 year

A BVA Stage 5 certificate:

Any horse at the value of £4,500 and over
Loss of use any value (loss of use will only apply to horses aged from 4 to 12 years old)

Note: If you own a horse or you’re its main keeper, you are responsible for making sure you have an up-to-date horse passport so your horse can be identified. If your horse does not have a valid passport this could invalidate your insurance.

* Certificates should be sent to the address shown below and must arrive within the first 14 days of you policy start date. We accept no liability for certificates not received or lost in transit. You may wish to consider sending these as recorded delivery or some other secure postal method.

{{/if}}

Let us keep you up-to-date

We would like to use your contact details to inform you of news, promotions and events. I agree to Animal Friends contacting me via:

{{#if PaymentFrequency() == 'Monthly'}} {{/if}}

Review your policy details

£{{MonthlyPremium | decimal}}/month
£{{AnnualPremium | decimal}}/annual
{{Name}}
{{(PolicyType() == 'rider' ? CoverLevel() + ' Rider' : CoverLevel())}}
{{#if PolicyType() != 'rider'}}
{{AgeInYearsAndMonths}}
{{Breed}}
{{#if PolicyType() != 'horse'}}
£99
{{#if CoPayment}}
{{CoPayment}}
{{/if}} {{/if}} {{/if}}
{{InceptionDt}}
Change Policy Edit Details
My details
{{FullName}}
{{EmailAddress}}
{{#if Line1}}{{Line1}}
{{/if}} {{#if Line2}}{{Line2}}
{{/if}} {{#if Line3}}{{Line3}}
{{/if}} {{#if Line4}}{{Line4}}
{{/if}} {{PostCode}}

Communication preferences

{{#with PolicyToUpsell}}
Have you considered cover for life?

Lifetime policies will provide {{NameHint}} with continuous cover against ongoing conditions.

{{/with}}
{{#if RiskType() == 'cat' || RiskType() == 'dog'}}

Declaration questions for {{Name}}

When answering a question, it is important to answer the questions correctly. Any error or false information could result in a claim not being paid. Any false or inaccurate information you provide may be recorded.

We've made the following assumptions

Please note your policy will exclude any pre-existing conditions for {{NameHint}}.
You're a UK resident and the owner and keeper of {{NameHint}} and that {{Sex() == 'Male' ? 'he' : 'she'}} lives at your UK address.
You agree to keep us informed of any changes that could affect the policy.
{{NameHint}} does not fall within our excluded breeds list as set out in the policy wording and that {{Sex() == 'Male' ? 'he' : 'she'}} is not a working dog, used for hunting/shooting or in any trade or business, {{NameHint}} will also not be used for breeding, whether for monetary gain or not.
If these statements are not correct and you purchase cover it could result in a claim not being paid or may affect the cover we provide for your pet. If you have any concerns please call us on: 0344 557 0300.

Information about your policy

{{#if CoPaymentAge() > YearsOld()}}
When {{NameHint}} reaches {{CoPaymentAge}}, a co-payment will become payable. This co-payment is a fixed percentage of the claim for which you are liable. This will be deducted from your overall annual policy limits.
{{/if}} {{#if CoPaymentAge() <= YearsOld()}}
As {{NameHint}} is over {{CoPaymentAge}}, a co-payment is payable. This co-payment is a fixed percentage of the claim for which you are liable. This will be deducted from your overall annual policy limits.
{{/if}} {{#if IsLifetimeCover()}}
If you switch insurance providers, it may result in pre-existing conditions being excluded from your new policy.
{{/if}}
Depending on the policy you have selected, there is a 14 day waiting period for illness and 5 days for accident. If you are changing your insurance, consider overlapping old and new policies to cover these periods.
{{/if}} {{#if RiskType() == 'horse'}}

Declaration questions for {{Name}}

We've made the following assumptions

You accept that we shall not provide cover for any illness, injury, symptoms or conditions that are pre-existing at the date you take out your policy with us or which exist at the time you take out the policy or any matters related to them.
You accept that we reserve the right to apply an exclusion to your policy in respect of any illnesses, injuries, symptoms or conditions that we subsequently learn were pre-existing or existing at the time you took out your policy as is defined in the Policy Terms.
You are a United Kingdom resident. You are the owner and keeper of the horse or pony you are insuring with us which is kept in the United Kingdom at the address you have provided.
You agree to keep us informed of any changes that could affect the policy.
You must ensure that the information you provide and the assumptions we have made about you and your horse or pony below are correct. They will form part of the insurance contract between you and the underwriters. Wrong information could render your policy invalid and/or unenforceable in all or in part. If you are unsure about the information to give us or if you consider any of our assumptions below to be incorrect then please call us on 0344 557 0300 and we shall be happy to help you.

In addition to the above you will also be bound by the express Policy Terms and Conditions which we have asked you to read and accept before proceeding to take out cover.

Information about your policy

Depending on the policy you have selected, there is a 14 day waiting period for illness and 5 days for accident. If you are changing your insurance, consider overlapping old and new policies to cover these periods.
{{/if}} {{#if RiskType() == 'rider'}}

Declaration questions

We've made the following assumptions

You accept that we shall not provide cover for any illness, symptoms or conditions that are pre-existing at the date you take our your policy with us or which exist at the time you take out the policy matters related to them.
You accept that we reserve the right to apply an exclusion to your policy in respect of any illnesses, injuries, symptoms or conditions that we subsequently learn were pre-existing or existing at the time you took out your policy with us as is defined in the Policy Terms.
You accept that we reserve the right to apply an exclusion to your policy in respect of any injuries the horse you are riding may have suffered from any accidents that occurred before the commencement date.
You're a UK resident.
You agree to keep us informed of any changes that could affect the policy.
Important Notice: The terms of cover we will offer you are based on assumptions we have made about you and the young rider. It is essential you read these assumptions and if they are wrong you must telephone us on 0344 557 0300
{{/if}}
Read our Privacy Policy
General Terms of Business
Read our Policy Wording
{{#if RiskType() == 'horse' || RiskType() == 'rider' || CurrentStage() === 'aggregator-section'}}
IPID - (Insurance Product Information Document)
{{/if}}
  • You have accepted the assumptions
  • You have read our Privacy Policy, Policy Wording and General Terms of Business
{{#if hasRiderPolicy()}}
Please note:

All premiums include standard rate insurance premium tax at {{getQuoteIpt()}}%.

Depending on the policy you have selected there may be a waiting period in regards to accidents and illnesses. For more information, please refer to your Policy Schedule.

{{/if}}